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Looking to Purchase or Refinance?

Whether it’s your first loan or your forever loan, we have a product for you! We don’t believe in cookie-cutter loan programs. 

Let our Mortgage Planner’s design the perfect mortgage for you!

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Why Grow Mortgage?

Grow Mortgage was founded on two principles - providing the fastest and most seamless mortgage experience possible, while also bettering the communities in which we serve.

Years of Experience
8080+
5 Star Reviews
808080+

The Homebuying Roadmap

  • Step 1 | Pre-Approval

    The first step in your mortgage process is to speak with a mortgage consultant. They will guide you through the initial application and explain any documentation needed to find what you qualify for!

  • Step 2 | Shopping for a Home

    Now that you know how much home you can afford, it's time to start shopping! Your real estate agent will place you on a home search and start showing you homes.

  • Step 3 | Placing an Offer

    Once you find the right home, your agent will help you draw up the contract and send an offer to the seller. This is where negotiations begin!

  • Step 4 | Underwriting

    Now that you've got an accepted offer, the lender will begin finalizing the loan process. This is where the home is appraised and inspected and the underwriter reviews all information for your final approval. Don't be alarmed if they ask for updated documentation! This is completely normal - especially if you've been shopping for a while.

  • Step 5 | Closing

    Once all inspections are done and the underwriter has signed off on your documentation, your loan will be "Cleared to Close". The only thing left is to sign your closing paperwork with the attorney and move in!

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Ready to Get Started?

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Excellent5.0★★★★★ Based on 120 reviews fromPaul CerrezinPaul Cerrezin ★★★★★ Kelsey LieunghKelsey Lieungh ★★★★★ I am a first itme home buyer/owner. Grow Mortgage was amazing to work with! They were very knowledgeable and the communication was wonderful. As a first time home owner I had so many questions and they were able to answer every one!Response from the ownerThank you SO much for working with us, Kelsey!!! Masiel TorresMasiel Torres ★★★★★ David SebranekDavid Sebranek ★★★★★ Russell and his team were fantastic to work with. Extremely responsive and made the process very easy. Highly recommended.Chad HendrixChad Hendrix ★★★★★ Great service, excellent communication, and even better transparency. The speed to closing is truly remarkable. Highly recommend.Response from the ownerThank you SO much, Chad! Congratulations to you both on a beautiful new home! Ethan WilliamsEthan Williams ★★★★★ I want to give Russell Petty and the team over at Grow Mortgage the credit they deserve for helping me with my home purchase. I originally had plans to go with another lender, however Russell offered me not only a better interest rate, but more affordable closing costs. Grow did an awesome job communicating what all they needed from me in a prompt manner and helped keep the ball rolling the entire way through. I’d highly recommend using this company! I even got the idea from 2 close friends of mine who have both used Russell and Grow Mortgage for their own homes as well.Response from the ownerSincerely appreciate you! Congratulations on your new home! Torri AmosTorri Amos ★★★★★ Please visit Russell with grow mortgage. He has went above and beyond to help me with my approval. Words could not express the level of attention and professionalism he has provided during this entire process. It was so seamless. Myself and my family thank you tons Russell.Response from the ownerThank YOU so much Torri!! We are so happy for you! Sergio MartinezSergio Martinez ★★★★★ Russell is extremely professional & diligent at what he does. The application process is seamless and he will get back to you within minutes even on weekends. Highly recommend!Response from the ownerThank you so much, Sergio! Tyler YoumansTyler Youmans ★★★★★ I cannot recommend Russell enough. This individual will go above and beyond to actually care for and fight for the best possible outcome for you and your family when it comes to buying or selling a home. You will be hard-pressed to find someone as diligent and as efficient as Russell.Response from the ownerSincerely appreciate you! Brittany TrottaBrittany Trotta ★★★★★ I had an absolutely wonderful experience with Russell & Laura. They made the home buying experience smooth from beginning to end. Their communication was great, and they were so friendly. I appreciate Russell’s immediate attention to detail to streamline the process. I highly recommend the Grow Mortgage team, you will not be disappointed. They get it done!!!Ashley DotyAshley Doty ★★★★★ Russell and Laura Petty were absolutely the best to work with! Buying a house is stressful enough and they made our experience seamless and went above and beyond. I would recommend Grow Mortgage to anyone who is in the market, a true pleasure to work with!Response from the ownerThank you for the kind words, Ashley!! We greatly appreciate you guys! Please let me know if you need anything at all and CONGRATS on your new home! Grey MillsGrey Mills ★★★★★ Russell and Laura were fantastic to work with! They were in our corner every step of the way. If you are looking to get a mortgage I cannot recommend Grow Mortgage enough! I will also be using them to refinance down the line. Thank you for making the process smooth!Response from the ownerThank you SO much Grey! So happy for you guys! Madame_ MupcakeMadame_ Mupcake ★★★★★ I am beyond pleased with Grow Mortgage. Russell and Natalee did everything to fight to get my family and i into my home as fast as they could. They were so responsive and impressive with all their actions and decisions. I definitely recommend them!Response from the ownerThank you so much and CONGRATULATIONS on your new home!!! Elsa BrittainElsa Brittain ★★★★★ Russell Petty and his team at Grow Mortgage are the best of the best, simply stellar! I was introduced to Russell in January 2023, little did I know the journey we were about to take as we began our home search in this competitive market. Russell was accessible, attentive, knowledgeable, patient, quick to respond and happy to jump on a call when we had multiple questions. He handles his clients with the utmost respect and sends consistent updates breaking down what is happening with rates, as there is so much fluctuation. In addition to the important updates, he would also send “Getting to know Charlotte” emails that highlighted points of interest in the area like Cane Creek, Treehouse Vineyards and Whitewater Center, just to name a few. Being new to NC and the South Charlotte area, I appreciated and enjoyed getting this info.After months of searching for a house, we found our home and needed to move quickly- we closed in under 3 weeks! Russell and his team were on top of their communication and executed the close seamlessly. I highly recommend Russell and Grow Mortgage for your mortgage needs, you will not be disappointed!Lawrence SarpongLawrence Sarpong ★★★★★ Grow Mortgage is an amazing partner to work with when trying to secure financing for a home loan. The constant communication and expertise in macro-level economics causing fluctuations of rates by Russell and the team really helped to understand the market conditions. I can't say enough good things about Grow Mortgage. Russell has a customer for life in me! Thanks again for everything!Sarah CierskiSarah Cierski ★★★★★ Russell is the best of the best when it comes to mortgage brokers! As a realtor, I have worked with various loan officers but Russell truly stands out among the rest. He is knowledgeable, professional, and personable, which made it so easy to work with him. From my first phone call with him, Russell made it feel like we were on the same team with the common goal of getting our clients to the closing table. He did just that and in record time - 11 days from ratification to CTC! I will absolutely work with Russell again and highly recommend him and his team to anyone in need of a loan officer. Thank you Russell and Grow Mortgage!Response from the ownerThank you SO much for the kind words, Sarah!!! Ashley S_Ashley S_ ★★★★★ I closed with Russell a few weeks ago and my experience from beginning to end was fantastic. Russell knows the market, he knows the trends, and he’s VERY responsive. The immediacy of his communication helped me make quick bids for homes going off the market within 24 hours of being listed. Without Russell and my realtor’s help, I don’t think I would have snagged the beautiful home I got. Thank you Russell, and team!Beverly LBeverly L ★★★★★ The refinance process with Russell was seamless. We really appreciated his responsiveness throughout the entire process. He responded to my emails the same day and was very patient with all of the questions that I had. I would definitely use him again.Response from the ownerThank you so much for the kind words, Beverly!! Ryan EvansRyan Evans ★★★★★ Russell & his team help me save a deal at the last moment. They stepped in, completely underwrote the deal, and were able to provide the clear-to-close in record breaking time all while being transparent, responsive and respectful. Because of them, my client was able to purchase their first home on-time with no issues and my client even got a better rate!Definitely a great experience all around! Thanks again, Grow Mortgage!Response from the ownerThanks so much, Ryan!! Couldn’t have done it without your team work! David & Shannon HamlinDavid & Shannon Hamlin ★★★★★ Russell and his fantastic team at Grow Mortgage exceeded our expectations. They are professional, prompt, and got us the best rate out there! They really went above & beyond and communicated with us every step of the way. Additionally, their support for Veterans is outstanding! We highly recommend working with Russell and his team. Thank you, Grow Mortgage!Response from the ownerThank you guys SO much for working with us on this! We always love serving our veterans and you guys were a DREAM to work with!!Congratulations on your new home!! Please let me know if you need anything at all. Ian CurryIan Curry ★★★★★ Russell and the crew are absolutely fantastic! For Grow Mortgage it's not about what's in it for them, they are about their clients needs at all cost. It's a rare thing these days. Thank you for being for the people!Response from the ownerThank you so much, Ian!! Sophie SamraSophie Samra ★★★★★ Russell is PHENOMENAL! I received his contact information from a friend who swore he was the absolute best and she was 100% right. He helped us purchase our home in July and as first time home buyers, we had plenty of questions. Russell answered every question kindly, promptly, and with a smile. He never made us feel like any question was a stupid question and he educated us on exactly what we were doing every step of the way. Sometimes we still have questions and text him, and he replies right away. I can’t say enough good things about Russell. Do not look anywhere else, work with him asap! Thank you russell for everything!Response from the ownerSincerely appreciate you guys trusting me with your new home purchase!! Thank you SO much for the kind words! Ryan ParentRyan Parent ★★★★★ Russell Petty and the team over at Grow Mortgage are absolutely PHENOMENAL! I’m a real estate agent here in Charlotte and I refer every client of mine over to him whether they are pre-approved or not! 10 out of 10 times they choose to work with Russell because he’s responsive day or night 7 days a week, extremely knowledgeable and answers any and all questions free of judgement. He has saved a few of my clients (“approved” by other lenders) closings from falling through in the 11th hour and even saved my last client over $20,000 in closing costs! I recommend Russell and the team at Grow to anybody whether you’re a first time home buyer, an investor looking to expand your real estate portfolio or even looking to refinance! He’s the best in the business!Response from the ownerThank you so much for the kind words, Ryan! We always love working with you and your clients!! Kyle MillerKyle Miller ★★★★★ Loved working with Russell and team!Response from the ownerThanks Kyle!! Colleen OlszewskiColleen Olszewski ★★★★★ Shannen DeeterShannen Deeter ★★★★★ Great customer service. There are people available to help almost all the time and they will answer any questions you have. The process was smooth and efficient. I would recommend them.Response from the ownerThank you so much Shaneen!! Jess DiazJess Diaz ★★★★★ Russ and his team made our first home buying experience go smooth and stress-free. He was very helpful and knowledgeable throughout the entire process. Thank you GROW mortgage for helping us make our dream of owning a home come true!!!Response from the ownerWe sincerely appreciate you guys!! CONGRATULATIONS on your new home! Janet RogersJanet Rogers ★★★★★ From the initial contact, Russell Petty was professional yet personable. He was concise with information and expedient with answers to say what would work or not. He presented options for. my consideration until I found the “right fit” in mortgage loans. Finally, Russ followed me through the mortgage loan process until the last hour and beyond. Please know that I would recommend Russ and his Team at Grow Mortgage to anyone who is seriously interested in Home Ownership.Brittany KeziahBrittany Keziah ★★★★★ Can't say enough good things about Russell & Laura! This has been such a smooth process that had few hiccups.. (on my end). I don't think I will ever use anyone else. I have also told friends and family about this company. Any questions I had was answered in minutes!Response from the ownerWe sincerely appreciate the kind words, Brittany!! Thank you so much for letting us help you with your mortgage!! Mark McCoyMark McCoy ★★★★★ I must say that I have never had someone be more on top of their customer service from a distance than Russell. He was always answering his phone calls, if not, he would text me right away and let me know he would be calling me back soon. He helped make the process of completing my mortgage process so simple and easily understood. I work as a realtor and this was my own home purchase and will for sure encourage anyone looking to purchase, to reach out to him and give him a chance to help them in this process. Much appreciated!Response from the ownerSincerely appreciate you guys working with us on this! CONGRATULATIONS on your new home!! Brandon EbbenBrandon Ebben ★★★★★ Working with Russ has been an absolute pleasure in the whole home purchasing experience, Russ is not only efficient at what he does but he is very knowledgeable in all the areas you may have questions about when buying a home. This is just one of a few we have done with Russ and any future purchases will be with Russ. 5 star all round.Response from the ownerBrandon, thank you so much for the kind words! Always a pleasure! Amber BuckAmber Buck ★★★★★ I had such a great experience with grow mortgage. They were very helpful and very fast at getting back to me with all the answers to my questions . Will definitely be recommending them to people I know!!! Thanks again Russell and laura for being so awesome!!!!Response from the ownerThank you so much Amber! It was our pleasure. Congratulations on your new home!! charmaine ebbencharmaine ebben ★★★★★ Always a pleasure working with Russell and his team! They communicate through the whole process and offer so much value with their knowledge! I would highly recommend Grow Mortgage!Response from the ownerSincerely appreciate you, Charmaine! Always a pleasure!! Alice KisubikaAlice Kisubika ★★★★★ Professional, great rates, up to the point and quick to respond!Absolute pleasure working with Mr. Petty!!!Response from the ownerThank you so much, Alice! Congratulations to you and Joel on your new home!! Esteban PeñaEsteban Peña ★★★★★ I have been in the real estate industry for about 8 years and I have never met a loan office that will go above and beyond for clients and realtors. Russell is always available, patient, very knowledgeable and explain the loan process step by step. Russell’s team is one of the best in the industry working very diligently to always meet the date lines. His hard work it’s really showing his success, Grow Mortgage is the very first company I would recommend to all my buyers when thinking in buying their first or next home. Thank you Russell Petty and team at Grow Mortgage for an extraordinary team work. Esteban Peña/eXp RealtyResponse from the ownerEstaban, thank you so much for the kind words!! It’s always a pleasure helping you and your clients! Kathy YoungsKathy Youngs ★★★★★ I can’t begin to express how helpful Russ was with me, my husband and my mom. Mom moved down to live with us from NY and we needed to find a roomier house with a bedroom and full bathroom on first floor. He was very patient while we found the right house. He was great with our many questions and always took the time to answer them quickly, yet thoroughly. When I told my friends and family that we were able to close on our new home within 2 weeks, no one could believe it. Well believe it, he got it all done in 2 weeks! I can’t recommend Russ and Grow Mortgage enough.Response from the ownerThank you so much for the kind words, Kathy! We LOVED working with you all! Juliana AzevedoJuliana Azevedo ★★★★★ We could give 10 stars rate to Russell and the team that worked in our mortgage. Buying an house from distance is not easy and since first day we felt we could trust and we were in good hands. Russell made this stressful process so smooth, easy and in an environment of trust. Great Service, great professional!Response from the ownerThank you so much, Juliana! Congratulations on your new home!!! Jade PoorJade Poor ★★★★★ We switched to Russell after high closing charges from our previous lender. Russell made our loan process effortless from there on out. All in all he ended up saving us over $7,000 and .5% interest rate! Truly amazing!Response from the ownerThank you guys so much for working with us on this!! CONGRATS on your new home! Ingrid LealIngrid Leal ★★★★★ I recently was a customer of Grow Mortgage I like to express that it was a great honor to have worked with you company. The process was fast, simple, and very professional. At this time I would like to thank Mr. Russell Petty and his team for providing excellent services and great insight as my loan was being process. Mr. Russell Petty and his team showed great leadership and distinguished knowledge which me during all the time of process. I would definitely recommend Grow Mortgage to any one interested in buying property. I am truly happy and feel accomplished to say that you have made my dreams come true. Thank you very much for helping me buy the house of my dreams.Response from the ownerIt was our pleasure and THANK YOU for trusting us with your purchase! CONGRATULATIONS on your new home! Anthony CAnthony C ★★★★★ What more can I say but thank you to Russell and team. Russell is extremely knowledgeable and always tries to find the best solution and deal that fits your family needs. As a first-time buyer we had loads of questions and Russell always made an effort to respond no matter the time of day and was very professional and patient with us. Something which is very stressful Russell made it easy. Once again Thank youResponse from the ownerWe appreciate you guys so much! CONGRATULATIONS on your new home!! Hugh OwingsHugh Owings ★★★★★ Professional, without being pushy. After being hounded by Rocket Mortgage and A few others 5-6x a day - Russell was clear and to the point without any fluff.Was able to get us rates better than our personal banks, and doing all the paperwork submission online was very easy.Thank YouResponse from the ownerIt was our pleasure, Hugh! Thank you so much for the kind words. Bruce HandyBruce Handy ★★★★★ Response from the ownerThank you Bruce! Congratulations on your new home!! Ryan SRyan S ★★★★★ Russell was extremely patient and understanding of my situation. Gave me the in's and out's and provided all the information I needed to make the best decision extremely quickly. Thank you for your help.Response from the ownerThanks so much Ryan! Congratulations on your new home!! Nichole HylandNichole Hyland ★★★★★ Amazing Knowledgable lender. Always available to answer questions and help in any way possible. Fast, responsive and reliable!Response from the ownerThanks so much Nichole! Always a pleasure working with you Brent HollowayBrent Holloway ★★★★★ Russell and his team were great to work with. They were very professional, easy to work with, and very responsive.Response from the ownerThanks so much Brent! It was great working with you all on your purchase, congratulations and please let me know if you need anything! Rian GeldenhuysRian Geldenhuys ★★★★★ Excellent communication from start to finish. Communication was proactive and timely. We were kept updated every step of the way and questions were answered quickly and thoroughly. Buying a house can be a stressful process in general, so Russell Petty's quality service put us at ease. thank you!!!Response from the ownerThanks so much, Rian! Thank you for working with us on this and congratulations to you guys on your new home!! Melania NovackMelania Novack ★★★★★ I cannot say enough great things about Russell and his team! Not only was Russell extremely knowledgeable and professional, he is kind and genuinely wants to help. He was so transparent all he wanted was to educate me, making sure I had all the information I needed through this journey. He is reliable and I truly trust him. On his team whom I worked closely with was Laura, equally genuine and kind, thank you guys for all that you do and for being there for me. I would give them more the the 5 stars if I could, they deserve it! Russell will be my go to person for all me future needs. I highly recommend him, please do yourself a favor work with Russell, you will not regret it. Thank you so much again!Response from the ownerThank you so much for the kind words, Melania!! It was our pleasure and we appreciate you working with us on this!! Congratulations on your beautiful new home!! Anne StaufferAnne Stauffer ★★★★★ Ditto Steven Hunt below. Can’t say it any better than he did. Russell is your only choice, honestly. And, ours was a mortgage, not a refi. Same result. Impeccable.Response from the ownerThanks so much, Anne! We really appreciate you guys working with us on this and CONGRATULATIONS on your new home!! Ed HessonEd Hesson ★★★★★ Russell and his team were professional, quick and ensured everything was done properly. They worked with me on several issues in a complicated time and I felt absolutely comfortable the entire time. I would highly recommend his team to anyone.Response from the ownerThank you so much for the kind words, Ed! You guys were a pleasure to work with and CONGRATS on your beautiful new home! James DychkowskiJames Dychkowski ★★★★★ Russell obtained us a very competitive rate and navigated our closing expeditiously and professionally. They made our home purchase simple and we had a very pleasurable experience. I would highly recommend Russell and his team.Response from the ownerJames, we sincerely appreciate it! Thank you both so much for working with us on this! js_loader
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1000 NC Music Factory Blvd
#C4
Charlotte, NC 28206

Hello@GrowMortgage.com

(980) 221-2592

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Grow Mortgage LLC. NMLS# 2322797 | NC, SC, FL, OH, KY, TX, TN, PA, VA, IN, CO NMLS# 2322797 www.NMLSConsumerAccess.org

*FOR TEXAS CONSUMERS ONLY:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND ACOMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINTFORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’SWEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUNDMUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

The content provided within this website is presented for information purposes only.    This is not a commitment to lend or extend credit.  Information and/or dates are subject to change without notice.  All loans are subject to credit approval. As a result of refinancing total finance charges may be higher over the life of the loan. Other restrictions may apply.